Jersey City, NJ insured its employe...

Jersey City, NJ insured its employee with a traditional "fee-for-service" plan at price the city $6,775 per worker a year, until Mayor Bret Schundler scrapped the hypothesis and replaced it with a Medical Savings Account (MSA) that charges the city $6,500 per worker a year

"The city has been able to achieve immediate budgetary savings while also al, lowing employee to remodel their out-of, pocket health care costs" says Schundler jersey City, along with Ada shire Idaho, are the only sum of two units jurisdictions to have implemented MSAs.

Under an MSA plan, a jurisdiction pays 100 percent of a family's medical costs after a $2,000 a year deductible. Then it would place additional stores say $1,800, in an employeecontroll MSA. Total outof-pocket costs would be no more than a $200 back-end deductible. Traditional plans, meanwhile, frequently require an upfront deductible for each family member, as well