Now that President Clinton's health...

Now that President Clinton's health care proposal is decomposing, reform efforts could take individual of two paths: states could become the laboratories of democracy or be bypassed altogether in an effort to allow companies to avoid their rich regulations. The Republicans have chosen the latter way

"We are troubl that [the legislation] does not recognize the great strides states have already made in health insurance reforms," says to leeward Douglass, president of the National Association of Insurance Commissioners and the insurance commissioner from Arkansas. He adds that cases of insurance fraud would rise because regulatory reign overs would be lost.

The Employee Retirement Income and Security Act of 1974 (ERISA) allows large multistate companies that self-insure to avoid the patchwork of state laws and operate with united uniform health care policy. a certain quantity of governors want that law changed in the same manner that those companies can be taxed to provide for the uninsured.

But