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In July 1992 the load of trying to ...

In July 1992 the load of trying to collect forward returned checks became more than Susan Henning, a controller in the Shelby shire Tenn., clerk's office, could handle alone. likewise the job was turned throughout to ProCheck, a national check restoration company in Memphis.

"This is absolutely the best hypothesis we have ever used," Henning said. "We rarely come by a phone call from a bad check writer, we memorize the kinds of reports we ne single in kind person handles all check-related work, and our restoration rate has improved from 62 percent to more than 90 percent"

Spe is extremely important in income recovery because most people who write bad checks do in the same manner accidentally. They have no intent to defraud and are usually embarrassed by the agency of their error. When the checks start coming back, the first the same received tends to be the first individual paid, since the perception is that the


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